SERVING KENTUCKY WITH QUALITY LOAN PRODUCTS
D. A. Griffin Financial, LLC
Jan 27, 2012
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D A Griffin Financial is a Northern Kentucky mortgage broker located in Fort Thomas, KY,  licensed in the state of KY and providing home mortgages for home purchase or refinance.   Welcome to our enhanced website.   Home financing is one of the biggest and most important financial decisions of your life.  We want to help you with that decision with fast, friendly service.

You will find a lot of helpful information regarding home financing in the tabs on the left. We are also available for a FREE consultation by phone or in person for home buyers and sellers. It is a proven fact if you have a good overview of the home purchase or selling process you will be more successful in reaching your goals! We're here to help.

Mortgage loans today are not as plentiful as they were a few years ago. However for a qualified first time or move up home buyer, it is still a great time to buy. Rates are at all time lows; there are many bargains out there, and still some low down payment options. Now is an awesome time for a home purchase or refinance mortgage. Call or email me about your Kentucky mortgage loan.


By the way, did we mention pre qualifications are free?  We can give you immediate feedback on the phone.  Don't wait, call today!!

D. A. GRIFFIN FINANCIAL, LLC
859-442-9700
dora@dagriffinfinancial.com


If you are in the market to buy a home in Northern Kentucky, you’ll want to call us or email for some very valuable information before you get started. A pre qualification is a great first step and allows you to shop with confidence. We have several tips to help enhance this experience for you. The more you know the more enjoyable the experience will be for you.


We'll help you determine (a) how much you WANT to spend for a home  (b) how much you CAN spend for a home  (c) what you need to know before shopping for a home.

Every situation is different, so you'll want to take advantage of the our years of experience in the home mortgage business.   We can help if you are a first time home buyer or for the move up home buyer, or if you just want to refinance.  Looking for some expert advice?  We'll help you make sense of it and find the right mortgage loan for your situation.  Give us a call or email to get started.


MARKET NEWS! 01/27/2012

Low mortgage rates have been  holding pretty well. The Feds say they'll keep rates low thru 2014, but rates to revolve around economic changes. Now IS the time to refinance or purchase a home!

 
 

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The bond and mortgage markets are better this morning based on the  GDP data.

 It is unlikely US interest rates will decline to new lows. As usual there will be some days better than others. GDP growth expected at 3.1% was 2.8. This is what the Feds were looking at when they made their announcement this week regarding growth.

The softer Q4 growth is getting a lot of attention this morning. If inventory builds are removed GDP was up just 0.8%. For all of 2012 growth up 1.7% compared with +3.0% in 2010. Consumer spending in Q4 was up 2.0%, economists were projecting +2.4%, Q3 up 1.7%---holiday shopping was less than estimates. Q4 savings rate declined to +3.7%, the lowest in years.

Not to say "I told you so", but all the discussion of having over 3% growth in 2012 over the last few weeks was bound to recoil. There are so many problems with foreclosures and employment, not to mention Europe and general unrest about such, a lot of growth is simply not in the picture.

 Thoughts are if things continue as they are now, we've seen the best rates.
 


Follow my blog @ www.fortthomaskyhomeloans.com 



D.A. Griffin Financial  recommends the following links:

dora@dagriffinfinancial.com


Roman Marcus Valuations:
Tom Johns, Certified Residential Appraiser
http://www.cinciappraisers.com/

CPA - Ginny Gesenhues, Scott E Grosser, PSC  859-781-7982
seg_cpa@yahoo.com


Insurance - Teresa Kool, Ky Farm Bureau 859-635-2101


Realtors - Gail Watson, Premier Realty  859-586-0206 gwatson789@aol.com
Farms - Dave Gribben, 859 384 9200




 

 
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D. A. Griffin Financial, LLC
48 Sterling Avenue
Fort Thomas, KY 41075
Phone (859) 442-9700
Fax (859) 442-9705

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Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Mortgage and lending information for refinance loans.
Cities we serve
Kentucky, Northern Kentucky, Fort Thomas, Alexandria, Cold Spring, Bellevue, Woodlawn, Highland Heights, Silver Grove, California, Melbourne, Southgate, Newport, Fort Mitchell, Fort Wright, Edgewood, Villa Hills, Florence, Burlington, Hebron , Boone County, KY, Campbell County, KY, Kenton County, KY , Grant County
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